If your home equity is significantly greater than the amount remaining in your loan principle - and if you are still paying the high rates of ten years ago - it would be much easier and much more cost effective to refinance with fixed rate home equity loans and pay off the remaining principal than to transfer that principal to another lender altogether, re mortgage property:
http://www.great-blog-articles.com - consolodate student loans. Fixed rate home equity loans are affordable and they do provide financial stability, but only when the amount of money you are dealing with is minimal when compared to your loan balance.
